Stock insurance covers the loss, theft or damage of goods, materials or work in progress whilst in your possession or control. It is important to make sure your insurance reflects the full value of stock you hold at all times to ensure you are not underinsured. Stock often changes seasonally or with consumer trends. Similarly, […]
If you own a property or properties that you subsequently discover has a restrictive covenant placed upon it, then it may stop you from developing it as you had hoped, or force you to alter it back to a previous state. For larger developments and construction projects, this can create costly delays and operational challenges. […]
Everything from shop fronts to underground pipes and cables, fixtures and fittings to fences and car parks are all expensive to replace or repair if they become damaged. Whether you trade from a warehouse, factory, shop, office, surgery, hotel, pub or restaurant you can trust us for professional advice and protection for your premises against […]
Material Damage insurance (formerly known as Fire and Perils Insurance) protects your business-critical premises, contents and equipment against the threat from sudden or unforeseen events like fire, storm or flood. Its broadness of coverage means that unless something is specifically excluded from your policy then it is covered. The policy also provides coverage for accidental […]
There has been a huge increase in the buy-to-let market in recent years and according to The Daily Telegraph in 2014 20% of all UK homes are now owned by landlords. If you are a landlord, then your property portfolio will make up all or some of your income and in many cases your livelihood […]
