Directors and Officers Insurance
Directors’ and Officers’ Liability insurance (D&O) is a liability insurance payable to the directors and officers of a company or to the organisation itself. It is an evolving area that our dedicated account teams invest considerable time in to offer you a knowledgeable, professional and personal service.
The purpose of D&O insurance is to indemnify for losses (or advancement of defence costs) if you are facing legal action brought for alleged wrongful acts in your capacity as either a director or officers. Wrongful acts include:
- Breach of trust
- Breach of duty
- Neglect
- Error
- Misleading statements
- Wrongful trading
Cover can also extend to defence costs arising out of criminal and regulatory investigations and trials. This is because civil and criminal actions are often brought simultaneously against directors and officers. Intentional illegal acts, however, are typically not covered under D&O policies.
We have extensive experience of protecting directors and officers. Your account manager will review your business and provide the insurance insights you need to make an informed choice about the cover you need. We are independent brokers with access to an unparalleled range of markets (major, niche and Lloyd’s) and we have in-house authority to underwrite and prepare documentation for several major providers.
If you are faced with a claim, our in-house claims team will deal with events speedily and efficiently to ease your financial and professional concerns.
Directors & Officers enquiry form
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There is no need to choose between experience and personal service. With Kerry London you have both. Contact us for expert, personal advice on your insurance needs.
