Products & Public Liability Insurance

Whatever your place of work, whether it’s a hotel, a construction site, an office or a factory, it is impossible to eradicate all risks. We will work closely with you to identify and understand your contractual obligations and your exposure to risks as varied as injury caused by slips and trips to damage to third party property.

The Public Liability insurance cover level we recommend, and liability limits set, will depend on a thorough examination of these obligations and the visitors to your site. If you are operating a construction site for example this will include subcontractors, building inspectors, architects and designers. We also understand your exposure and contractual obligations and the potential for back to back cover (where a subcontractor’s policy mirrors yours) so there are no gaps in cover between the two.

Products Liability Insurance aims to protect you in the event that your product causes injury or damage to a person or their property. You could be liable to pay compensation in these circumstances even if you did not manufacture the product, and the costs can be severe.

As one of the UK’s leading independent brokers, we can arrange cover through major and niche insurers and our in-house claims team will always effectively manage any claims.