Data Centre Insurance 

Insurance designed to protect data centres from operational, technical and commercial risk

Data centres power modern business. If systems fail, the impact is immediate. Even a brief interruption can disrupt operations, affect customers and lead to financial loss. The risks are not just technical; they are commercial, contractual and reputational.

Kerry London helps organisations manage risk through insurance solutions designed around how their data centre operates. We take the time to understand your infrastructure, dependencies and client commitments, so your cover reflects your real exposures. The result is an insurance solution designed to support operational resilience and help organisations manage disruption when covered events occur.

Why data centres need specialist insurance   

Data centres operate in a high-risk, high-demand environment. They combine valuable infrastructure, strict uptime requirements and significant cyber exposure.

Standard commercial insurance often falls short. It can leave gaps around operational failure, equipment breakdown and the physical impact of cyber events.

Specialist data centre insurance is designed to reflect these risks and provide protection against a range of operational exposures: 

• Damage to servers, cooling systems and power infrastructure   

• Business interruption following outages or system failures   

• Cyber incidents, including physical damage resulting from cyber events   

• Equipment breakdown, particularly power and cooling failure   

• Construction and upgrade risks during expansion projects   

• Liability where service disruption impacts clients

What can cover include?

We build tailored cover around your needs. Typical areas include:

• Property damage – buildings, servers, cooling systems and power infrastructure

• Business interruption – loss of income following downtime or operational disruption

• Cyber and data risks – cyber attacks, data breaches, incident response costs and liability

• Equipment breakdown – mechanical or electrical failure of critical systems

• Liability insurance – claims arising from service outages, system failure or data loss

• Construction and upgrades – protection for new builds, expansions and delay in start-up risks

• Environmental and power risks – failures linked to power supply, cooling systems or other critical infrastructure

Cover available will depend on individual circumstances and insurer underwriting criteria. All cover is subject to policy terms, conditions, exclusions and limits.

Who we support   

• Colocation providers   

• Hyperscale operators   

• Edge data centres   

• Managed service providers   

• Cloud and hosting businesses   

• Data centre investors and property owners   

• Enterprise data centre operators 

Get in touch